pluggy-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to perform payment operations: it names payment initiation with PIX, Boleto, and Smart Transfers; it includes creating payment requests and payment intents, user authorization flows, preauthorized smart transfers, scheduled PIX payments, and webhook monitoring. These are specific financial execution capabilities (sending/initiating payments, managing payment intents/preauthorizations), not generic tooling. Therefore it grants direct financial execution authority.