app-builder

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly lists a template "nextjs-saas" with "Next.js + Stripe". Stripe is a specific payment gateway API (used to send/receive payments), so the skill contains an explicit financial execution integration. Although the overall tool is an app builder, the presence of a Stripe-based template constitutes inclusion of a direct payment gateway capability.