hig-technologies

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly covers payment integration technologies and flows: it references Apple Pay, Tap to Pay merchant flows, in‑app purchase, Wallet, and payment/checkout guidance (e.g., “Payment buttons, checkout flow, security”, “Tap to Pay — Merchant flows, contactless payment”, and payment-related principles). These are specific, built‑in payment APIs and merchant transaction flows (i.e., moving money), not generic tooling, so it grants direct financial execution capability.