billing-automation

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about implementing billing and payment systems: recurring billing, invoice generation, processing payments, retries/dunning, proration, subscription lifecycle, and instructions like "Implement invoicing, payments, retries, and dunning workflows" and "Do not charge real customers in testing environments." Its primary purpose is to move/manage money and integrate payment flows (even if no particular gateway is named). This meets the criterion for specific financial execution capability.