microservices-design

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly models payment operations: it defines a payment-service that "handles payment processing" and the Saga includes concrete calls like paymentService.charge(...) and paymentService.refund(...). Those are specific, actionable financial transaction operations (charge/refund) rather than generic infrastructure or tooling, so this grants Direct Financial Execution capability.