b2c-hooks

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly defines payment-related system hooks (dw.order.payment.authorize, dw.order.payment.capture, dw.order.payment.refund, validateAuthorization, reauthorize) and describes using them to perform authorization, capture, and refund operations. Those are specific, finance-focused extension points intended to execute and manage payment transactions (i.e., moving money). This meets the "Direct Financial Execution" criteria.