payment-gateway-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly integrates payment gateways (Stripe, PayPal, Square) and includes concrete API calls that create payment intents, create subscriptions, capture orders, and issue refunds. These are specific financial-execution operations (sending/processing payments, managing subscriptions, refunding funds), not generic tools — therefore it grants direct financial execution authority.