billing-automation

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and primarily about billing and payment operations: it directs implementing recurring billing, invoicing, "implement invoicing, payments, retries, and dunning workflows," "processing usage-based billing," and references validating with sandbox payments and reconciling ledgers. These are specific financial execution activities (moving/collecting payments and managing payment lifecycles), not generic tooling, so it meets the criterion for Direct Financial Execution.