telegram-bot-builder

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, purpose-built payment handling using the Telegram Payments API: it shows code to create invoices (ctx.replyWithInvoice with provider_token, currency, prices) and handle successful_payment to activate premium. This is a specific financial integration (payment gateway behavior), not a generic tool, and therefore provides direct financial execution capability.