referral-program

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references payment gateways and payout integrations: it lists "Stripe (basic referral tracking)" under built-in options, mentions "Rewardful — Stripe-integrated affiliates" and "payout management" / "integration with your payment system" / "payment terms and schedule." These are specific payment gateway and payout capabilities (Stripe-integrated payout management), which fall under Direct Financial Execution per the rules.