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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly built around subscription billing and lists concrete Stripe payment integrations and endpoints (e.g., "Stripe Checkout + Billing + Webhooks", POST /api/stripe/create-checkout-session, POST /api/stripe/customer-portal, "Create checkout session for subscription", "Customer Portal", handle Stripe webhooks, test payment flows). These are specific payment-gateway operations intended to start/manage paid subscriptions — i.e., to move money — so it meets the "Direct Financial Execution" criteria.