invoice-billing

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly names payment gateway and accounting integrations in its Premium feature list: "Stripe payment links — auto-generate and embed in invoices for one-click payment" and "QuickBooks & Xero sync — invoices auto-create in your accounting software." Mentioning Stripe (a specific payment gateway) and automated billing/recurring billing constitutes a direct financial execution capability per the core rule (specific payment gateway and automated payment/billing actions), not merely a generic invoicing helper. Therefore it should be flagged.