testing-production

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes integration with a payment gateway. The "External API Validation" section constructs a PaymentService with process.env.STRIPE_TEST_KEY and baseUrl 'https://api.stripe.com/v1' and calls paymentService.createPaymentIntent({ amount, currency, customer }) — i.e., direct Stripe API usage to create payment intents. This is a specific financial operation (payment gateway) rather than a generic API caller, so it grants direct financial execution capability.