payment-provider-framework

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a Payment Provider Framework for VTEX IO and is specifically designed to implement payment connectors that perform financial operations. It mandates use of @vtex/payment-provider, PaymentProvider/PaymentProviderService and registers PPP routes such as /payments, /settlements, /refunds, /cancellations. It describes card authorization flows, SecureExternalClient with secureProxy (for posting card data to acquirers), gateway retry semantics (this.retry), and configuration for payment methods, settlement, refunds and billing options. These are concrete APIs and patterns intended to send payment/authorization/settlement/refund transactions — not generic tooling. Therefore it grants Direct Financial Execution Authority.