wxpay-product-coupon

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill is explicitly a WeChat Pay ("微信支付") product-coupon integration assistant. Its primary purpose is to guide and provide API request examples (with signing), diagnostics, and operations for creating, issuing (发券), redeeming (核销), refunding/invalidating coupons, and batch management. Those are concrete payment-gateway operations tied to WeChat Pay APIs (including creation and issuance of coupons and handling callbacks/signature), not generic tooling. Therefore it provides specific, finance-related API interactions and qualifies as Direct Financial Execution capability.