fp-ts-task-either

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, domain-specific functionality to move money: a transferFunds implementation using a transactional DB pattern (getAccount, updateBalance, withTransaction) that checks balances and updates sender/receiver balances. This is a specific financial operation (fund transfer), not a generic API/calling pattern, so it constitutes direct financial execution capability.