Managing Side Effects Functionally

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, concrete examples and functions for payment processing and funds transfers (e.g., paymentGateway.charge / paymentGateway.process, processPayment with idempotency keys, transferFunds/updateBalance, storing transactions). These are specific financial operations (payment gateway calls and account balance updates) rather than generic tooling, so it grants Direct Financial Execution capability.