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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The specification explicitly references payment integrations and payment operations: examples include a providers sublayer with "StripeClient.createCharge()", a core "payment.ts / PaymentService" and feature examples like "CheckoutFlow". These are concrete, intent-driven references to payment gateway APIs and charging operations (Stripe) rather than generic tooling. That indicates the skill is specifically designed to perform financial actions (send transactions/charges), so it grants direct financial execution capability.