tax-loss-harvesting

Installation
SKILL.md

Tax-Loss Harvesting

Identify, score, and plan tax-loss harvesting (TLH) opportunities across a crypto portfolio. This skill covers unrealized-loss ranking, net-benefit calculation, wash sale compliance, annual loss carryforward tracking, and year-end "use it or lose it" strategies.

Disclaimer: This skill provides informational analysis only. It is NOT tax advice. Tax rules vary by jurisdiction and change frequently. Consult a qualified tax professional before making any tax-related trading decisions.

How Tax-Loss Harvesting Works

Tax-loss harvesting is the practice of intentionally realizing investment losses to offset realized capital gains, thereby reducing your current-year tax liability.

Core Mechanism

  1. Identify positions with unrealized losses in your portfolio.
  2. Sell those positions to realize the loss.
  3. Offset realized gains with the harvested loss, reducing taxable income.
  4. Optionally re-enter a similar (but not "substantially identical") position to maintain market exposure.

Short-Term vs Long-Term

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First Seen
Mar 21, 2026