salary-management

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly an operational payroll execution engine: it instructs the agent to "execute payroll: run pay cycles," "submit[ ] payroll to the payment processor," calculate net pay, produce payment amounts and payroll registers, and produce GL entries and "Total cash outflow." Its primary and explicit purpose is to move funds to employees (final settlement, net pay, direct deposit details, submission to payment processor). Even though no specific third‑party API names are listed, the skill’s defined function is to carry out payments (submit payroll to a payment processor / effect cash outflow), which constitutes direct financial execution authority.