idempotency

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an idempotency implementation intended for use with payment processing and includes an explicit example calling a payment gateway: "return await stripe.charges.create(amount=amount)". It therefore contains a specific API usage for a payment gateway (Stripe) and is explicitly designed for financial operations (charges/refunds). Under the specificity rule, this constitutes Direct Financial Execution capability.