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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references Stripe and payment-related tasks throughout (e.g., "Stripe clients", task/file examples like "add-stripe-payout-model.md", "Milestone 2: Stripe payout sync", and the detailed example task "Add StripePayout model and migration" that stores Stripe payout data). These are specific payment-gateway integrations (Stripe), not generic tooling. Under the rule that specific payment gateway functionality constitutes Direct Financial Execution capability, this skill is flagged.