didit-proof-of-address

Originally fromdidit-protocol/skills
SKILL.md

Didit Proof of Address API

Overview

Verifies address documents by submitting images or PDFs. Extracts address information, performs authenticity checks, name matching, geocoding, and returns structured data.

Key constraints:

  • Supported formats: JPG, JPEG, PNG, TIFF, PDF
  • Maximum file size: 15MB
  • Document must be within 90 days of issue date
  • Full-color, all corners visible, no digital editing
  • Must be different from the ID document used for ID verification

Capabilities: OCR extraction, intelligent document classification, name matching with identity documents, issue date validation, geocoding with lat/lng coordinates, language detection, multi-page support.

Accepted document types:

Category Examples
Utility Bill Electricity, water, gas, internet, phone, combined utilities
Bank Statement Account statement, credit card, mortgage, loan
Government-Issued Tax assessment, residency certificate, voter registration
Other PoA Lease, rental agreement, insurance policy, employer letter

API Reference: https://docs.didit.me/standalone-apis/proof-of-address Feature Guide: https://docs.didit.me/core-technology/proof-of-address/overview


Authentication

All requests require x-api-key header. Get your key from Didit Business Console → API & Webhooks, or via programmatic registration (see below).

Getting Started (No Account Yet?)

If you don't have a Didit API key, create one in 2 API calls:

  1. Register: POST https://apx.didit.me/auth/v2/programmatic/register/ with {"email": "you@gmail.com", "password": "MyStr0ng!Pass"}
  2. Check email for a 6-character OTP code
  3. Verify: POST https://apx.didit.me/auth/v2/programmatic/verify-email/ with {"email": "you@gmail.com", "code": "A3K9F2"} → response includes api_key

To add credits: GET /v3/billing/balance/ to check, POST /v3/billing/top-up/ with {"amount_in_dollars": 50} for a Stripe checkout link.

See the didit-verification-management skill for full platform management (workflows, sessions, users, billing).


Endpoint

POST https://verification.didit.me/v3/poa/

Headers

Header Value Required
x-api-key Your API key Yes
Content-Type multipart/form-data Yes

Request Parameters (multipart/form-data)

Parameter Type Required Default Description
document file Yes PoA document (JPG/PNG/TIFF/PDF, max 15MB)
save_api_request boolean No true Save in Business Console
vendor_data string No Your identifier for session tracking

Example

import requests

response = requests.post(
    "https://verification.didit.me/v3/poa/",
    headers={"x-api-key": "YOUR_API_KEY"},
    files={"document": ("utility_bill.pdf", open("bill.pdf", "rb"), "application/pdf")},
    data={"vendor_data": "user-123"},
)
print(response.json())
const formData = new FormData();
formData.append("document", documentFile);

const response = await fetch("https://verification.didit.me/v3/poa/", {
  method: "POST",
  headers: { "x-api-key": "YOUR_API_KEY" },
  body: formData,
});

Response (200 OK)

{
  "request_id": "a1b2c3d4-...",
  "poa": {
    "status": "Approved",
    "issuing_state": "ESP",
    "document_type": "UTILITY_BILL",
    "issuer": "Endesa",
    "issue_date": "2025-01-15",
    "document_language": "es",
    "name_on_document": "Elena Martínez Sánchez",
    "poa_address": "Calle Mayor 10, 28013 Madrid",
    "poa_formatted_address": "Calle Mayor 10, 28013 Madrid, Spain",
    "poa_parsed_address": {
      "street_1": "Calle Mayor 10",
      "city": "Madrid",
      "region": "Comunidad de Madrid",
      "postal_code": "28013",
      "raw_results": {
        "geometry": {"location": {"lat": 40.4168, "lng": -3.7038}}
      }
    },
    "document_file": "https://example.com/document.pdf",
    "warnings": []
  },
  "created_at": "2025-05-01T13:11:07.977806Z"
}

Status Values & Handling

Status Meaning Action
"Approved" Address verified, document valid Proceed with your flow
"Declined" Document invalid or expired Check warnings for specific reason
"In Review" Needs manual review Check for name mismatch or quality issues
"Not Finished" Processing incomplete Wait or retry

Error Responses

Code Meaning Action
400 Invalid request Check file format, size, parameters
401 Invalid API key Verify x-api-key header
403 Insufficient credits Top up at business.didit.me

Response Field Reference

Field Type Description
status string "Approved", "Declined", "In Review", "Not Finished"
issuing_state string ISO 3166-1 alpha-3 country code
document_type string "UTILITY_BILL", "BANK_STATEMENT", "GOVERNMENT_ISSUED_DOCUMENT", "OTHER_POA_DOCUMENT", "UNKNOWN"
issuer string Issuing institution name
issue_date string YYYY-MM-DD
document_language string Detected language code
name_on_document string Extracted name
poa_address string Raw extracted address
poa_formatted_address string Formatted address
poa_parsed_address object {street_1, street_2, city, region, postal_code}
poa_parsed_address.raw_results.geometry.location object {lat, lng} geocoded coordinates
document_file string Temporary URL (expires 60 min)
warnings array {risk, log_type, short_description, long_description}

Warning Tags

Auto-Decline

Tag Description
POA_DOCUMENT_NOT_SUPPORTED_FOR_APPLICATION Document type not accepted for your app
EXPIRED_DOCUMENT Document older than 90 days
INVALID_DOCUMENT_TYPE Document cannot be processed
MISSING_ADDRESS_INFORMATION No valid address could be extracted

Configurable (Decline / Review / Approve)

Tag Description
NAME_MISMATCH_WITH_PROVIDED Name doesn't match verified identity
NAME_MISMATCH_ID_VERIFICATION Name doesn't match ID document
POA_NAME_MISMATCH_BETWEEN_DOCUMENTS Names differ between multiple PoA docs
POOR_DOCUMENT_QUALITY Insufficient image quality
DOCUMENT_METADATA_MISMATCH Digital signature/metadata indicates tampering
SUSPECTED_DOCUMENT_MANIPULATION Signs of document manipulation
UNSUPPORTED_DOCUMENT_LANGUAGE Document language not supported
ADDRESS_MISMATCH_WITH_PROVIDED Address doesn't match provided address
UNABLE_TO_EXTRACT_ISSUE_DATE Could not determine issue date
ISSUER_NOT_IDENTIFIED Could not identify issuing institution
UNPARSABLE_OR_INVALID_ADDRESS Address couldn't be parsed
UNABLE_TO_VALIDATE_DOCUMENT_AGE Could not determine document age
FUTURE_ISSUE_DATE Issue date is in the future

Warning severity: error (→ Declined), warning (→ In Review), information (no effect).


Common Workflows

Basic Address Verification

1. POST /v3/poa/ → {"document": utility_bill}
2. If "Approved" → address verified
   If "Declined" → check warnings:
     EXPIRED_DOCUMENT → ask for a more recent document
     MISSING_ADDRESS_INFORMATION → ask for clearer image
     NAME_MISMATCH → verify identity matches

Full KYC with Address

1. POST /v3/id-verification/ → verify identity document
2. POST /v3/passive-liveness/ → verify real person
3. POST /v3/poa/ → verify address
4. System auto-matches name between ID and PoA documents
5. All Approved → identity + address verified

Utility Scripts

verify_address.py: Verify proof of address documents from the command line.

# Requires: pip install requests
export DIDIT_API_KEY="your_api_key"
python scripts/verify_address.py utility_bill.pdf
python scripts/verify_address.py bank_statement.jpg --vendor-data user-123
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