pay-gem

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payments engine integration for Stripe (and other processors) and defines concrete operations to move money: examples show @user.payment_processor.charge(...), subscribe(...), create one-time charges and refunds, manage subscriptions, Stripe Checkout, Billing Portal, metered billing, and Stripe Connect (marketplace). These are specific payment APIs/workflows (payment gateway and marketplace/Connect functionality) intended to execute financial transactions rather than generic automation. Therefore it grants direct financial execution capability.