cardano-mcp-balances

Query wallet balances, addresses, and UTxOs through a configured cardano MCP server. Read-only — no signing, no submission.

When to use

• User asks about wallet balance, ADA holdings, or native token amounts.
• User asks for their wallet address(es).
• User asks about UTxOs or wants to inspect unspent outputs.
• A configured cardano MCP server is available.

When NOT to use

• No cardano MCP server is configured — fall back to koios-agent-wallet or cardano-cli-wallets.
• User needs testnet data — current integration assumes mainnet unless testnet support is explicitly validated.
• User needs to build or submit transactions — see cardano-mcp-transactions or builder skills.

Operating rules

1. Detect MCP first. If get_balances, get_addresses, or get_utxos tools are not available, fall back to Koios or CLI skills. Never error on missing MCP.
2. Never ask for seed phrases or keys. The MCP server manages key material internally.
3. Lovelace conversion. get_balances returns ADA amounts in lovelace. Always divide by 1,000,000 when displaying to the user.
4. Network assumption. Current integration assumes mainnet unless testnet support is explicitly validated against the configured MCP server.

MCP tools

get_balances

All token balances for the connected wallet.

• Input: none
• Output: { balances: [{ name, policyId, nameHex, amount }] }
• name: "ADA" for lovelace, decoded hex for native assets
• amount: lovelace for ADA (divide by 1,000,000), raw quantity for native assets
• policyId: empty string for ADA, 56-char hex for native assets
• nameHex: empty string for ADA, hex-encoded asset name for native assets

get_addresses

All addresses for the connected wallet.

• Input: none
• Output: { addresses: string[] } — deduplicated bech32 addresses derived from UTxOs

get_utxos

All unspent transaction outputs for the connected wallet.

• Input: none
• Output: { utxos: string[] } — each UTxO serialized as CBOR hex

Provider precedence

Wallet state query:
  1. cardano MCP (if configured) ← this skill
  2. koios-agent-wallet (MeshJS + Koios, any network)
  3. cardano-cli-wallets (CLI, any network)

Read-only wallet state goes MCP-first when available. If MCP is unavailable or the user needs testnet, fall back without prompting.

Example output format

=== Wallet Summary ===
Address:  addr1qx...
ADA:      142.35 ₳
Native tokens:
  - HOSKY (f0ff48...): 1,000,000
  - SNEK (279c90...): 500
UTxOs:    7

References

• shared/mcp-provider.md
• koios-agent-wallet (Koios fallback)
• cardano-cli-wallets (CLI fallback)
• cardano-mcp: https://github.com/IndigoProtocol/cardano-mcp