defi-lending-operator

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exists to "Sign and submit lending/borrowing transactions" on DeFi platforms (Surf Finance, FluidTokens). It includes a concrete command to sign and submit an unsigned transaction (node scripts/sign-and-submit.js --cbor ) and safety rules about private keys and manual confirmation. This is a specific crypto/blockchain transaction signing and submission capability (directly moves funds or initiates financial operations), so it meets the definition of Direct Financial Execution.