shopping-ads

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes automated, programmatic campaign/bid management: it connects to Merchant Center, automatically applies custom label assignments, and "automatically reducing bids on overpriced products and increasing bids on price-competitive items to maximize ROAS." Those are write actions that change bidding and spend behavior (i.e., manage ad spend) rather than mere read-only analysis. Under the core rule, programmatic ad-spend/bid updates count as Direct Financial Execution capability.