stp-automation

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly names and describes programmatic interactions with financial execution APIs and functions: e.g., Schwab Advisor Services API for account opening, Pershing NetX360 API, DTCC/trade confirmation integrations, automated debit-instruction generation and custodian submission, settlement instruction generation and matching, and programmatic trade/settlement flows. These are specific, financial-system APIs and actions that create/submit transactions, move funds or effect securities processing (not generic “make HTTP request” or UI automation). Therefore it grants direct financial execution capability.