wechat-mini

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes WeChat payment integration: it lists "小程序支付", describes "对接微信支付流程", and provides code that calls wx.requestPayment (with backend order creation and payment parameters). wx.requestPayment is a specific payment API that initiates financial transactions. This is a concrete, payment-specific capability (a payment gateway integration), so it meets the Direct Financial Execution criteria.