integrate-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references payment gateway integrations and concrete payment actions: examples include "Create PayPal Order" with endpoint and PAYPAL_CLIENT_ID/SECRET, and multiple examples mention processing payments through Stripe and calling PayPal from server logic. Those are specific payment gateway integrations (PayPal, Stripe) and include secrets and server-side transaction processing — i.e., explicit support for sending payment transactions. Therefore it meets the "Direct Financial Execution" criteria.