breach-credit-monitor
Installation
SKILL.md
Managing Breach Credit Monitoring
Overview
Offering credit monitoring and identity protection services to affected individuals is a standard post-breach measure that mitigates harm, demonstrates organizational responsibility, and may reduce regulatory and litigation exposure. While not explicitly required by the GDPR, it is considered a best practice under Art. 34 and is frequently required under US state breach notification laws for breaches involving SSN or financial data. This skill covers the end-to-end process of vendor selection, enrollment logistics, coverage management, and communication.
Vendor Selection Criteria
Tier 1 Providers (Global Capability)
| Provider | Product | Coverage | Identity Theft Insurance | Dark Web Monitoring | Geographic Coverage |
|---|---|---|---|---|---|
| Experian | IdentityWorks | Credit monitoring (1 bureau or 3 bureau), SSN tracking, address change alerts | Up to $1M / EUR 25,000 | Yes | US, UK, EU (select markets) |
| TransUnion | TrueIdentity | Credit monitoring, credit lock, credit score tracker | Up to $1M | Yes | US, Canada |
| Equifax | ID Patrol | Credit monitoring, SSN monitoring, lost wallet protection | Up to $1M | Yes | US, UK, Canada |
| Kroll | Identity Monitoring | Credit monitoring, cyber monitoring, identity restoration | Up to $1M | Yes | US, EU, APAC |
| AllClear ID | Identity Repair | Credit monitoring, identity repair, fraud investigation | Up to $1M | Yes | US |
Selection Criteria Weighted Scoring
Related skills