tulip-api

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is an expert integration layer for the Tulip Insurance API and explicitly documents "settlements-payments" with payment types (refund, charge, cancel, returned) and related workflows. The docs and error codes (e.g., active payment blocking) indicate API-level payment/settlement operations (creating/refunding charges) as part of claims/contract flows. Those are specific, non-generic financial operations (sending/refunding money) rather than a generic tool, so it grants direct financial execution capability.