web3-x402

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly implements wallet-based payments and on-chain USDC settlement: it describes SIWX/SIWE/SIWS wallet auth, "Credit mode: pre-charge USDC → off-chain credit deduction," "PPU mode: per-request on-chain USDC settlement," steps to ask for a wallet address and show estimated USDC cost, flows to "Charge USDC," generate payment-signatures, and sign & pay per request. These are specific crypto/payment operations (sending/changing balances and signing payments), not generic tooling, so it grants direct financial execution capability.