openfin-onramp

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a fiat-to-crypto onramp integration with Moonpay (a payment gateway). Its primary purpose is to build prefilled, HMAC-signed Moonpay buy URLs (including fiat amount, currency, and receiving wallet) so the user can complete a card/bank/Apple Pay/Google Pay purchase and have funds land in their wallet. This is a specific payment gateway integration designed to move money (fiat → crypto), not a generic tool, so it grants direct financial execution capability.