ecpay

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly an integration guide for the ECPay payment gateway: it lists production and test payment endpoints, a test merchant/store code, supported payment methods (credit card, ATM, convenience store codes, e-invoice), and is intended for use when integrating ECPay. This is a specific payment-gateway integration (designed to move money), not a generic tool, so it meets the Direct Financial Execution criteria.