newebpay-checkout

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment-gateway integration for NewebPay (MPG). It defines merchant credentials (NEWEBPAY_MERCHANT_ID, HASH_KEY, HASH_IV), AES256 encrypt/decrypt and SHA signing functions, a createOrder(orderData) flow, the HTML form that POSTs to NewebPay endpoints, and NotifyURL/ReturnURL callback handling. These are specific, purpose-built capabilities to initiate and handle real payments (move money) via a payment gateway, not a generic tool. Therefore it grants direct financial execution capability.