payment-help

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed for payment operations: it compares Taiwan payment gateways and exposes gateway-specific skills (NewebPay, ECPay, PAYUNi). Notably it includes functions that perform financial actions: /newebpay-checkout (MPG payment integration — initiating payments) and /newebpay-refund (refund processing). These are direct payment gateway operations capable of moving or reversing funds, so this meets the "Direct Financial Execution" criteria.