payuni-query

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is specifically designed for a payment gateway integration (PAYUNi). It includes explicit payment API endpoints, merchant credentials (MerID, HashKey/HashIV), encryption/hash functions, and code to call the PAYUNi query endpoint to retrieve transaction/payment status. Although it implements a "query" (status/verification) rather than initiating transfers, it is a concrete, payment-gateway-specific integration rather than a generic tool — which matches the rule to flag payment gateway capabilities.