payuni

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment-gateway integration for PAYUNi. It defines merchant credentials (PAYUNI_MERCHANT_ID, HASH_KEY, HASH_IV), provides API base URLs (sandbox and production), and routes users to specific payment-related actions: creating a checkout/transaction (/payuni-checkout), querying transaction status (/payuni-query), and handling payment webhooks (/payuni-webhook). These are concrete, purpose-built financial operations (creating/sending transactions and processing payment notifications), not generic tooling. Therefore it grants direct financial execution capability.