subscription-billing

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about subscription billing and references concrete payment gateway integration: its Load Order and References point to a "stripe-payments" companion SKILL.md that covers "Stripe integration, PaymentIntents, subscriptions, portal, and webhooks." Those are specific payment APIs/functions (PaymentIntents, subscriptions) rather than generic tooling, so this skill is tied to direct financial operations (charging, subscriptions, dunning). Therefore it grants Direct Financial Execution capability.