interswitch-split-settlement

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly implements a payment gateway integration (Interswitch Wallet-Pay / Split Settlement). It defines endpoints (/api/v2/wallet-pay/initialize, /api/v2/wallet-pay/status), authentication (Passport v2), data models (amount, customer wallet PIN, transactionRef, beneficiary accounts and percentages), and concrete functions (debitWalletWithSplit) that perform debit/settlement transactions and distribute funds to multiple accounts. This is a specific tool designed to move money (initialize split payments and check status), not a generic API caller or browser automation.