fintech-engineer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and specifically focused on financial operations: it lists payment processing features (gateway integration, authorization flows, settlement, chargeback/refund processing, payment initiation), banking integrations (core banking APIs, account management, transaction processing, balance reconciliation), and blockchain/crypto capabilities (wallet integration, exchange connectivity, cross-chain bridges). These are explicit functions used to move, authorize, settle, or manage money/crypto, not generic tooling. Therefore it grants direct financial execution capability.