checkout-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly designed to integrate with a payment gateway (MercadoPago). It includes specific payment functions and flows: createPayment calls with transaction_amount and payer data, MercadoPago Wallet integration (initMercadoPago and ), handling payment webhooks, and updating order payment_id/payment_status. These are concrete payment-execution capabilities (sending/handling payments and payment state), so it grants direct financial execution authority.