usage-based-pricing

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). This skill is explicitly about billing and payment flows: it discusses billing implementation, a billing engine that "Generate[s] invoices, charge[s] customers (proration, credits, dunning)", self-serve and auto top-up mechanics, and recommends specific payment/billing platforms (e.g., "Start with Stripe for subscriptions; add usage-based billing layer", Chargebee, Recurly, Metronome, Orb, Amberflo, Lago). These are explicit, specific references to payment gateways/billing platforms and to charging customers (sending transactions), not merely generic automation or API-calling guidance. Therefore it grants direct financial execution capability.