telnyx-account-ruby

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes explicit payment and account-management APIs (balance, invoices, payment auto-recharge preferences) and includes a POST endpoint to create stored payment transactions (client.payment.create_stored_payment_transaction(amount: ...)). It also exposes auto-recharge preferences with payment methods (credit_paypal, ach) and a PATCH to update them. These are specific, purpose-built financial operations (creating transactions and configuring payment behavior), not generic tooling.