Lista Lending — Loop Strategy Calculator

Simulate a leverage loop strategy: deposit collateral → borrow → re-deposit → repeat.

Input: <collateral_asset> <borrow_asset> <initial_amount> [target_loops] API base: https://api.lista.org/api/moolah

BEFORE ANYTHING ELSE — Ask for language

Do NOT run any commands until the user has answered this question:

Which language should I use for the output? 請問輸出以哪種語言生成？

English

简体中文

繁體中文

Other (specify)

Language handling rules:

1 / English — use the English format template exactly.
2 / 简体中文 — use the 繁體中文 format template, then convert all Traditional Chinese characters to Simplified Chinese. Do NOT alter any numbers, symbols, separators, or field layout.
3 / 繁體中文 — use the 繁體中文 format template exactly.
4 / Other — translate all label text into the requested language. Keep every separator line, number format, and indentation identical to the English template. Do NOT add bullet points or reformat rows.

Remember the answer and use it for all output generated below.

Step 1 — Find the relevant market

curl -s "https://api.lista.org/api/moolah/vault/list?pageSize=100"

Filter vaults where assetSymbol == <borrow_asset>. For each, fetch allocations (response.data.list):

curl -s "https://api.lista.org/api/moolah/vault/allocation?address=<VAULT>&pageSize=100"

Find the allocation where collateralSymbol == <collateral_asset>. Collect borrowRate and id. Then get LLTV from the market API:

curl -s "https://api.lista.org/api/moolah/market/<MARKET_ID>"

Step 2 — Get collateral native yield

slisBNB, ankrBNB, BNBx: ~4–5% staking APY (check latest from Lista staking or CoinGecko)
PT tokens: use fixed rate from terms.apy in market response
BTCB, stablecoins: 0% native yield

Step 3 — Simulate loops

Variables:

P_c = collateral price (USD), P_b = borrow price (USD)
r = borrowRate (annual), y = native yield (annual)
L = LLTV, targetLTV = 0.70 (conservative default)

coll[0] = initial_amount
debt[0] = 0

for i in 1..N:
  borrowed_value = coll[i-1] × targetLTV × P_c / P_b   # in borrow token units
  coll[i] = coll[i-1] + borrowed_value × P_b / P_c       # convert back to collateral
  debt[i] = debt[i-1] + borrowed_value

  currentLTV = debt[i] × P_b / (coll[i] × P_c)
  stop recommending when currentLTV > 0.75 × L

Net APY at N loops:

grossYield  = coll[N] × y × P_c
borrowCost  = debt[N] × r × P_b
netAPY      = (grossYield − borrowCost) / (initial_amount × P_c)

liqPrice    = debt[N] × P_b / (coll[N] × L)   # in collateral asset USD
buffer      = (P_c − liqPrice) / P_c × 100%

Recommend the loop count that maximises net APY while keeping buffer ≥ 20%.

Step 4 — Generate output

STRICT FORMAT RULES — follow exactly, no exceptions:

Copy the template below character-for-character, including separator lines (━━━, ────, │).
Use the exact column headers shown. Do NOT rename, reorder, or omit any column.
Use - - - - - between the table and the recommendation block.
Plain text only — no markdown bold/italics. Intended for Telegram/Discord paste.
Note: In the templates below, ＄ represents $. Use the regular $ in actual output.

English format

Lista Lending — Loop Strategy: slisBNB/WBNB
━━━━━━━━━━━━━━━━━━━━━━━━━
LLTV: 86%  |  Borrow Rate: 2.6% APY  |  slisBNB Native Yield: 4.2%

Loops │ Collateral      │ Debt          │ Leverage │ Net APY │ Liq Price │ Buffer
──────┼─────────────────┼───────────────┼──────────┼─────────┼───────────┼───────
  0   │ 10.0 slisBNB    │ 0             │  1.00×   │  4.20%  │     —     │   —
  1   │ 17.0 slisBNB    │  7.0 WBNB    │  1.70×   │  5.80%  │  ＄195    │  28%
  2   │ 21.9 slisBNB    │ 11.9 WBNB    │  2.19×   │  6.40%  │  ＄210    │  23%
  3   │ 25.3 slisBNB    │ 15.3 WBNB    │  2.53×   │  6.70%  │  ＄221    │  19%  <- Optimal
  4   │ 27.7 slisBNB    │ 17.7 WBNB    │  2.77×   │  6.60%  │  ＄230    │  15%  ⚠️

- - - - -

✅ Recommended: 3 loops
   Net position: 25.3 slisBNB / 15.3 WBNB debt  |  Leverage: 2.53×
   Net APY: ~6.70% (vs 4.20% unlooped)
   Liquidation price: ＄221  (current ~＄272, 19% buffer)

⚠️  Risk: Borrow rate is variable. If it rises above ~5.8%, strategy turns net negative.

━━━━━━━━━━━━━━━━━━━━━━━━━
Data: api.lista.org  |  BSC Mainnet

繁體中文格式

Lista Lending — 槓桿策略：slisBNB/WBNB
━━━━━━━━━━━━━━━━━━━━━━━━━
LLTV：86%  |  借款利率：2.6% APY  |  slisBNB 原生收益：4.2%

循環 │ 抵押品            │ 負債          │ 槓桿   │ 淨年化 │ 清算價格  │ 緩衝
─────┼───────────────────┼───────────────┼────────┼────────┼───────────┼──────
  0  │ 10.0 slisBNB      │ 0             │ 1.00×  │ 4.20%  │     —     │   —
  1  │ 17.0 slisBNB      │  7.0 WBNB    │ 1.70×  │ 5.80%  │ ＄195     │ 28%
  2  │ 21.9 slisBNB      │ 11.9 WBNB    │ 2.19×  │ 6.40%  │ ＄210     │ 23%
  3  │ 25.3 slisBNB      │ 15.3 WBNB    │ 2.53×  │ 6.70%  │ ＄221     │ 19%  <- 最佳
  4  │ 27.7 slisBNB      │ 17.7 WBNB    │ 2.77×  │ 6.60%  │ ＄230     │ 15%  ⚠️

- - - - -

✅ 建議：3 次循環
   淨部位：25.3 slisBNB / 負債 15.3 WBNB  |  槓桿：2.53×
   淨年化：約 6.70%（未槓桿 4.20%）
   清算價格：＄221（當前約 ＄272，緩衝 19%）

⚠️  風險：借款利率為浮動利率。若利率上升至約 5.8% 以上，策略將轉為淨虧損。

━━━━━━━━━━━━━━━━━━━━━━━━━
資料來源：api.lista.org  |  BSC 主網

lista-loop