churn-prevention

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly focused on payment recovery and billing integrations. It instructs setting up dunning, smart retries, card updater services, and provider‑specific dunning playbooks and repeatedly references payment gateways by name (Stripe, Chargebee, Paddle, Recurly, Braintree). The "Related CLI Tools" section even lists a stripe tool for "Subscription management, dunning config, payment retries." These are specific payment gateway integrations and actions to manage/recover payments (i.e., directly interact with payments/subscriptions), which meet the policy's definition of Direct Financial Execution capability.